Home insurance policies differ, but in some cases, drain repairs and unblocking costs may be covered. It depends on:

  • The cause of the blockage – Accidental damage (such as collapsed pipes) is often covered, whereas blockages due to grease, hair, or wipes may not be.
  • Policy terms – Some policies include drainage cover as standard, while others require an additional policy add-on.
  • External drain issues – If the problem is in a shared drain or public sewer, the local water company is usually responsible.

If you need a drainage report for an insurance claim, Unblockers.net provides CCTV drain surveys and professional assessments to help you navigate the process.